Business Environment Assignment Example | Topics and Well Written Essays - 750 words

Theoretical Framework Research Paper Example

Hypothetical Framework Research Paper Example Hypothetical Framework Paper Hypothetical Framework Paper Pack participation had been analyzed and clarified by two hypothetical models, the choice hypothesis, and the socialization hypothesis. The choice hypothesis says that adolescents join posses since winged animals of a similar quill run together. Wherein, young people who have the tendency for introverted conduct would normally choose adolescents who likewise show solitary conduct and unite as one to frame youth packs (Staub, 1996). Then again, socialization hypothesis depends on the procedure of enculturation or socialization of the adolescent to reserved conduct. The dispute is that not all adolescents who join groups are standoffish in the first place yet had been associated into carrying on solitarily (Winfree, Backstrom, Mays, 1994). Simultaneously, determination hypothesis and socialization hypothesis further associate to clarify group enrollment and solitary conduct as in choice hypothesis may clarify pack affirmation, and socialization hypothesis clarifies why and how posse individuals show withdrawn conduct. In this investigation, both the determination and socialization hypothesis give the points of view at which posse participation will be inspected. Research Hypotheses Based on the exploration inquiries of this investigation, it is theorized that the run of the mill posse part will be male, between the ages of 12-16, most youthful or a lone kid, Hispanic and Black American, secondary school drop-out and are keen on weapons, vehicles, and young ladies. It is additionally theorized that group individuals are enrolled in their own neighborhoods and youth posses follow inception ceremonies to test the planned member’s readiness to join the pack. In addition, it is additionally guessed that financial elements, poor relational abilities and useless family frameworks, and poor scholarly execution would incline the young to join packs. Finally, it is conjectured that mental components and financial elements lead the young to join posses. Synopsis of Remaining Chapters This investigation plans to decide the components that lead the adolescent to join posses. This section had concentrated on furnishing the peruser with the foundation of the examination, the enunciation of the exploration issue, the reason and goals of the investigation, the examination questions and the method of reasoning for each examination question just as the conjectured results of the examination, the confinements of the exploration and the hypothetical system of pack participation. The subsequent part will introduce and talk about the related investigations and an audit of the writing on pack enrollment. This section means to furnish the peruser with a comprehension of what has been found in the territory of study what despite everything should be improved comprehend the given issue. The third section will introduce the examination techniques and plan of the current investigation, this part recognizes and clarifies the information assembling and handling of the data that would respond to the exploration inquiries of the examination. This section would give the peruser the fundamental detail that would empower others to duplicate the examination which is a key part of logical request. The fourth section will discuss the consequences of the information examination and how it can respond to the exploration questions and whether it demonstrates or discredits the examination speculations. The last part presents the conversation, ends, and suggestions of the examination dependent on the aftereffects of the investigation. This segment furnishes the peruser with data on the ramifications of the exploration discoveries to the neighborhood network and to groups when all is said in done.

The Pros and Cons of No Credit Check Loans

The Pros and Cons of No Credit Check Loans The Pros and Cons of No Credit Check Loans The Pros and Cons of No Credit Check LoansTaking out a loan with no credit check means taking on some fairly sizeable risks. Make sure youre informed before you borrow one!No credit check loans might seem like a great way to cover a surprise car repair or other unforeseen expense, but these loans can come with serious risks and downsides. Before you borrow, make sure you know everything there is to know about the good and the bad of no credit check loans.Pro: You don’t need good creditIf you have good creditâ€"with a score that’s roughly 680 or aboveâ€"then you probably don’t need to turn to a no credit check loan. Another name for these loans is “bad credit loans” because they are generally aimed at folks whose low FICO scores lock them out from working with traditional lenders.But if you do have bad credit, then a no credit check loan could provide some much-needed bridge financing during a time of great financial need. When your car breaks down or you have a surprise med ical expense, a no credit check loan could be the thing that gets you out of a jam.Traditional lenders like banks won’t lend to people with poor credit scores because they are seen as being at a higher risk of default. No credit check lenders, on the other hand, fill this gap in the financial services sector by lending to folks who don’t have a great history of using credit.Some bad credit lenders still have approval processes that might lead someone with a very low score to be turned down for a loan. But many no credit check lenders don’t perform any kind of underwriting procedures. This means that you can get a loan, no matter how bad your credit.Con: They’re very expensive.This is the downside to no credit check loans enjoying wide accessibility. Since lenders are issuing loans to people with a higher risk of defaulting, the rates they charge necessarily have to be higher than the rates charged by traditional lenders.How high are these rates? It varies from loan to loan, customer to customer, and even from state to state, as these loans are regulated at the state level. But across the board, the rates for no credit check loans are much higher than the rates for standard personal loans.Short-term payday loans, for instance, have an average annual percentage rate (APR) of almost 400 percent, while title loansâ€"which are secured by the title to the borrower’s car or truckâ€"have an average APR of 300 percent.But since most no credit check loans are short-term loans, wouldn’t that mean that their annual rates are beside the point? Not so fast. Later on in this article, we’ll cover how short-term cash advances can end up trapping borrowers in a long-term cycle of debt.In the meantime, you should try shopping around for a soft credit check loan. These are lenders that examine a borrowers ability to repay the money theyre borrowing before they lend to them with running a hard credit check. Not only does this help customers avoid predatory debt cycle s, but it often means lower interest rates too.Pro: They’re fast.No credit check loans are designed as a form of bridge financing, which means that they are designed to bridge the gap between one paycheck and the next. As such, most no credit check lenders are good at getting you your money when you need it: fast.With your typical storefront lender, you can likely walk out the door with the cash you need in hand. And even most online loans that don’t perform hard credit checks can get borrowers their money by the next business day, even when they can’t get them their funds the same day.Con: They won’t help your credit score.This might seem like it’s a pro, but it’s not. If you have bad credit, it’s likely that you have a poor payment history. Out of the five factors that make up your FICO score, your history of paying your bills on time is the most important, comprising 35 percent of your total score.So when you borrow money and you pay it back on time, you want it to count! But most no credit check lenders don’t report your payment information to the credit bureaus, meaning that you won’t get credit for making your payments on time!What’s more, failing to pay back your no credit check loan on time could still end up hurting your score! If the debt gets sent to a collection agency, they will report the account to the credit bureaus, causing further damage to your credit.If you want a bad credit loan that can help your score, you should try looking shopping around for a bad credit installment loan. Many companies that offer these loans (like OppLoans) report payments to the credit bureaus, so paying your loan off on time could help improve your score.Pro: We’re out of pros.No credit check loans are a handy form of short-term bridge financing for people who absolutely need it. But between their interest rates (high) and their chances of positively affecting your score (low), there aren’t many arguments that one can make in their favor.Con : You could get stuck in a cycle of debt.Due to a combination of high interest rates, short terms, and lump sum repayment terms (meaning that you pay the loan off all at once), many no credit check cash advance loans can leave borrowers trapped in a predatory cycle of debt.How does this cycle work? It’s pretty simple: A person takes out a $300 two-week payday loan to cover a surprise expense, then pays the loan backâ€"plus interestâ€"14 days later, for a total repayment of $345.However, that $345 payment is so large that the borrower finds themselves needing another loan to cover future bills. Think about it: Subtract $345 from your paycheck and see how many financial sacrifices you would have to make in order to cover all your other costs.The borrower then has two options: They can roll over their original loanâ€"paying only the interest owed and receiving another two weeks to pay off what they originally borrowed plus another round of interestâ€"or they can take out a brand new payday loan.Either way, they end up in a cycle where every repayment leaves them just as far behind as they were in the first place, with interest charges accumulating but the principal loan amount remaining stubbornly unreduced.According to research from the Pew Charitable Trusts, over 80 percent of payday loan borrowers don’t have enough money in their monthly budgets to cover their payday loan payments. And the Consumer Financial Protection Bureau found that the average payday loan user borrows 10 loans per year.Pro move: avoiding these loans altogether.While borrowing a safer, more affordable installment loanâ€"reports payment information to the credit bureausâ€"can be a great way to avoid predatory no credit check loans. But the best way to avoid them is … to never need one in the first place.This means building up your savings and improving your credit score. Aim for building a $1,000 emergency fund to protect yourself from future unforeseen expenses, and try to build your credit score up past 680, putting you in a better spot to borrow from traditional lenders.Both of these solutions require hard work and a fair amount of financial discipline, but they are totally worth it in the long run. To learn more about how you can build your savings and your credit, check out these other posts and articles from OppLoans:How to Raise Your Credit Score by 100 PointsSave More Money with These 40 Expert TipsBuilding Your Financial Life: Budgeting for BeginnersFinancial Basics: Expert Tips for Smarter SpendingDo you have a personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.  |Instagram

The Slogan For The National Party - 2018 Words

Apartheid was the slogan for the National Party, representing Afrikaners. The slogan was a platform of racism and segregation. This policy cruelly and forcibly separated people, and had a fearsome state apparatus to punish those who fought against it. What made the policy unique was it made segregation part of the law (History.com Staff). Apartheid was seen as worse than segregation because it was introduced in a period when other countries were moving away from racist policies. All Government action and response was decided according to the policy of apartheid. In South Africa the white people are in the minority, and many were worried that they would lose their jobs, culture and language which explain how people were thinking (History.com Staff). Here we observe how the whites responded in a time where they felt a need to â€Å"protect the weaker members from exploitation† and set forth moral rules that would be imposed and enforced upon everyone to act a particular w ay in society (Melchin, pg 21). The first major action was the Defiance Campaign launched in 1952; this Campaign brought Africans, Coloureds and Indians together against the common enemy and was a direct reaction by the liberation movements to the unjust laws passed by the government. Some Whites also joined the struggle alongside Africans, Indians and Coloureds in different campaigns. What did I take from just researching Apartheid was a bit more than I can chew. It’s a life of struggling, despair,Show MoreRelatedHistory and the Novel 1984848 Words   |  4 Pagesoppose them. Those in power are a single party dictatorship in which one party controls state, and all other parties are forbidden. Other important features that distinguish or help define totalitarianism include restricted or eliminated constitutional rights, state terrorism, and totalitarian rulers are known as ideological dictators. The government of Oceania, in the novel 1984, is an example of totalitarian society. Germany, under Adolf Hitlers National Socialism is another example of totalitarianismRead More history and the novel 1984 Essay examples840 Words   |  4 Pagesoppose them. Those in power are a single party dictatorship in which one party controls state, and all other parties are forbidden. Other important features that distinguish or help define totalitarianism include restricted or eliminated constitutional rights, state terrorism, and totalitarian rulers are known as ideological dictators. The government of Oceania, in the novel 1984, is an example of totalitarian society. Germany, under Adolf Hitler’s National Socialism is another example of totalitarianismRead MoreR. W Seaver Persuasive Essay1402 Words   |  6 Pagesand gain more revenue than other corporations who they believe may get in the way of their success. Ira C.Herbert, an executive of the Coca Cola company, addresses R.W Seaver with a persuasive letter regarding the use of the â€Å"It’s the Real Thing† slogan. In response to Herbert’s letter, R.W Seaver, a representative of the publishing company Grove Press, also writes an influential letter and defends the utilization of the same phrase by establishing how Coca Cola would not be affected in providingRead MoreAnalysis Of Financing Freedom1042 Words   |  5 PagesGarza Professor Sharifian GOVT 2306-71003 October 29, 2017 Financing Freedom: Interest Groups and Campaigns in Texas Winning an election for public office in Texas is no easy task. After one decides on their platform, they must condense that into a slogan, convince an apathetic public to vote, and most importantly, fund their campaign. Nothing in life is free. This includes public offices in state government. In a perfect world an individual would not have to spend a small fortune to get elected intoRead MoreTheu.s. Obama And Donald Trump1339 Words   |  6 PagesRight now is a perfect time to reflect on the history of our nation. Dissecting the history of immigration in the united states may reveal that the slogan â€Å"Make America Great Again† may not be so crazy. Throughout our history nativists and restrictionists have been pleading to keep immigrants out of America and would be head over heels at the idea of â€Å"building a wall†. It is interesting to compare the clashing viewpoints of Americans throughout history to the debates between Hillary Clinton and DonaldRead MoreIn George Orwell’S Famous Book 1984, The Party Runs The1536 Words   |  7 PagesIn George Orwell’s famous book 1984, the Party runs the slogan â€Å"Who controls the past controls the future: who controls the present controls the past† (Orwell 74). This slogan is a common idea when it comes to The Ministry of Truth. The Ministry of Truth is Orwell’s way of predicting both modern day media manipulation and propaganda because it shows how the media can and does change the past, present, and future. In 1984 propaganda is used to manipu late the population by turning them against oneRead MoreElection For Texas Election1006 Words   |  5 Pagesfactor includes number of votes and the amount of resources that the candidates puts on. In my case, the number of votes that I would secure and resources that I have would seek to influence my spending levels. The campaigns that are targeted to national levels can be higher costs as compared to the district levels. Being a new person in the race would mean that I would have to invest more expenses as compared to incumbent individuals. 1 According to The Texas Tribune, â€Å"The past elections of U.SRead MoreThe Quiet Revolution781 Words   |  4 Pageseconomic change (Winston Knoll Collegiate). The Union Nationale party was in power since 1944, it held conservative outdated values. The election of June 1960 was the beginning of revolutionary changes that were about to happened in Quebec. The election of June 22nd 1960, when the Liberal Party of Quebec ran by Jean Lesage finally won 51.5% against Union Nationale. â€Å"The main issue of the election was indicated by the Liberal slogan, It s time for a change(The Canadian Encyclopedia, 2012)†. TheRead MoreHillary Clinton : A Successful Woman Essay1545 Words   |  7 Pagescampaign slogan Stronger Together. In an interview when she was asked what does her slogan mean Hillary responded with, â€Å"Look, we are stronger together, we are stronger together in facing our internal challenges and our external ones. We are stronger together if we work to improve the economy †¦ We are stronger together if we have a bipartisan, even nonpartisan, foreign policy that protects our country† (Kliegman, 2016). Clinton was so focused on trying to unify the country and wanted her slogan to expressRead MoreEssay On How Much Does It Cost To Run For Office1183 Words   |  5 Pagesaccomplish. For this, only I wonâ€⠄¢t be success in my aims. So, I would go and ask for support of different kind of non-profit organizations that are opened specially to control the drug users in Texas. The organization like National Institute of Alcohol Abuse and Alcoholism and National Council on Alcoholism and Drug Dependence, Inc will support me. It is because that organization is also a non-profit organization and the main aim of the organization is to control the drug users as much as possible. So

Walt Disney Company, By Robert B. Sherman, Composer And...

THIS CONTRACT is between P.L.Travers, hereinafter â€Å"Author,† Walter Elias Disney, The Walt Disney Company, hereinafter â€Å"Producer,† and Don DaGradi, co-writer, Robert B. Sherman, composer and lyricist, Richard M. Sherman, composer and lyricist, hereinafter â€Å"Crew†. In consideration of the promises made by each to the other, Author, Producer and Crew agree as follows: WHERE AS, AUTHOR is an amazing writer and has the RIGHTS to her books. WHERE AS, AUTHOR wants a LIVE ACTION movie. WHERE AS, AUTHOR wants Script Approval. WHERE AS, PRODUCER wants the rights to make the movie. WHERE AS, PRODUCER wants to share the rights to the movie. WHERE AS, PRODUCER wants the movie to be musical partially. WHERE AS, CREW wants script approval. WHERE†¦show more content†¦Ã‚ ¬ Display EVERY character’s emotion properly. CREW  ¬ SCRIPT ALTERATION.  ¬ SONGS approval.  ¬ Approval of ANIMATION and CHARACTER Design. 3. VALUE ADDING. AUTHOR: Future film adaptation offers. Bonus and Incentives based on a stated figure of success. Name would mentioned on the credit scene or start of the movie. Name would be on the movie cover and during the premiere. Best seat in the house during the premiere. PRODUCER: Get the first offer to make a film adaption of the author’s book in future for 5 years. Share the rights to the film and characters. Name would be on every cover and the first one to come up on the screenplay. Bonus and Revenue would be received. CREW: Have a share in the revenue. Bonuses would be received based on script adjustment i.e., few changes more bonus. Name should be on the credit scene. Would be invited to every premiere. 4. ASSIGNMENT. Unless this contract specifically provides otherwise, Producer may assign this contract and the Author’s services stated on this contract to any successor to Producer’s franchise or to other Producer in the industry. Author must report to the new assignee Producer promptly upon being informed of the assignment of this contract and will faithfully perform her services under this contract. The assignee Producer will pay Author’s necessary travelling and

Informative Speech About Eating Disorders Free Essays

f SPEECH PLAN FOR INFORMATIVE SPEECH Title:â€Å"What lifestyle do you want to live? Understanding Your Credit† Topic:Credit Reports and Credit Scoring Specific Purpose:I want my audience to understand the factors that make up their credit scores. Thesis Statement: The factors that make up the credit scores are: payment history, debt, length of credit history, new credit, and type of credit used. (www. We will write a custom essay sample on Informative Speech About Eating Disorders or any similar topic only for you Order Now myfico. com) Organizational Pattern:Categorical Forms of Support:Explanation, graphs, expert testimony, statistics. MESSAGE DESIGN Develop Introduction Get their attention:Comparison slide of house, car, and job. Make it hit home:Review the first slide. For many, the difference of these two types of lifestyles has nothing to do with knowledge or work ethic, but is based solely on their credit. Reveal Topic:Understanding Your Credit, What options do you want? Aspects of Speech:We are going to review the different factors that make up your credit score: Your payment history, debt, length of credit history, new credit, and type of credit used. Most of the slides and data provided are from FICO, the Fair Isaac Corporation, which the company that compiles credit scores. Transition:Let’s see how much we can cover in 6 minutes. 4-S Development of Main Points Signpost first factor:First, let’s talk about the payment history. State first factor:The Payment History is the largest single contributing factor to your credit score. Support first factor:The Payment History makes up 35% percent of your credit score. (www. myfico. com). The Payment History includes: Revolving Accounts, Installment Accounts, Collections, and Public Records. Listings remain on the payment history for 7 years; and bankruptcy information can remain on the payment history for up to 10 years. Summarize first factor:The payment history receives most of the attention when you and when lenders look at your credit. To keep a high credit score, you must keep your payment history completely clear of negative listings. The FTC estimates that as many as 75% of all credit reports include errors and inaccuracies (www. ftc. gov). For this reason it is important Signpost second factor:Next, let’s talk about debt. State second factor:The second largest factor that influences your credit score is your debt. Support second factor:When your credit score is calculated, the Fair Isaac Corporation will look at how much debt you have. This will make up 30% of your credit score. Debt will not necessarily lower your credit score, although that depends on where the debt is located. The type of debt that is most heavily considered when calculating your credit score is your debt to credit ratio with your revolving accounts. According Lexington Law Firm (www. lexingtonlaw. com), to maximize your credit score you need to keep your credit card balances below 20% of their total balance within the FICO scoring updates in 2008. Your debt will also be looked at by lenders to evaluate your debt to income ratio, although this does not affect your score. Summarize 2nd factor:When we think of fixing our credit, most of us think of paying off our debts. This will not necessarily raise our credit scores, except in the case of lowering our credit card balances. Your credit score relies more heavily on making the payments on time, and your ratios then how much debt you have. Signpost third factor: Next let’s review the 3 smaller factors that influence your credit score. State third factor:The 3 smaller factors that influence your credit score are the length of credit history, new credit, and the types of credit that you use Support third factor:These other three types of credit make up the last 35% of your credit score, so together, they are just as influential to your credit score as your payment history. First they take the length of your credit history into account, FICO and lending institutions want to make sure that you have established long habits of utilizing your credit responsibly. Second creditors feel that it is a red flag if you are trying to apply for too many new forms of credit in a short period of time, so they track your inquiries (every time a creditor checks your credit for a purchase). These inquiries are most influential on your score for 1 year after they are made and completely fall off of your score after 2 years. The last factor is the types of credit used. FICO and lenders prefer that you have experience in paying off loans and using credit cards, although using only one of these types of credit can be sufficient to satisfy most of the 10% of the weight in this factor. Summarize third factor:As we establish credit, it is important that we keep a long stable history in our credit reports. Closing credit cards may hurt your credit because it will lower the length of your history. These small factors are usually discarded as we try to establish our credit, but for many, make up the difference between a 720 and an 850 credit score. Develop Conclusion Summarize points:In our society, we are constantly being judged by our credit score. For most of us, our standard of living will be determined by this score. It is important to keep a clean payment history, low balances on credit cards, and multiple credit lines for a long period of time to get the score that you need. Here is a listing of the tiers of credit scores and interest rates you may receive by being responsible with your credit. Restate your purpose:Your credit is important, and it is tracked for years at a time. If you’ve made some mistakes, look into getting it fixed, and learn the principles of keeping a high credit score so you’re not caught unawares of traps in the future. Close: REFERENCES 1. Fair Isaac Corporation (FICO). www. myfico. com/crediteducation 2. Lexington Law Firm, John Heath, Directing Attorney. www. lexingtonlaw. com 3. Federal Trade Commission, The Impact of National Credit Reporting under the Fair Credit Reporting Act. http://www. ftc. gov/bcp/workshops/infoflows/statements/cate02. pdf How to cite Informative Speech About Eating Disorders, Essay examples

Will Technology Save the Publishing Industry free essay sample

The Internet has had a significant impact on newspapers. The development of online communication has led to important transformations at an organizational level, The internet has involved changes in access, production and circulation of information. These changes are distinguished by the speed with which news reaches the reader, the low cost of distributing information and the opportunity to establish more direct contact and interaction with its users. Because information is available to everyone, the Internet raises the bargaining power of customers, who can quickly find the lowest-cost provider on the web. The internet also raises the bargaining power over suppliers by reducing the barriers to entry and from the elimination of distributors and other brokers that stand between them and their users. The same reduction of barriers that increase the bargaining power of customers also increases the threat of new competition by eliminating or reducing the need for a sales force and many physical assets that might have inhibited the entry of new business that could pose a threat. We will write a custom essay sample on Will Technology Save the Publishing Industry? or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page With a reduction in the differences between existing companies, the number of competitors increases, the geographic market widens making it more difficult to sustain operational advantages and puts pressure to compete on price with rivaling competition. Internet technology is based on universal standards that any company can use, making it easy for rivals to compete on price alone and for new competitors to enter the market. Some companies are better than others at using the internet, which helps those companies in creating new and better strategic opportunities. The internet and today’s forever changing technology have forced newspapers and publishing companies to revamp their business models. Newspaper and book publishers are changing their business models to those that create innovation outside of their core products. Prior to internet technology, newspaper/book business models had little record of innovation. Newspapers and book publishers must take better advantage of what the internet has to offer. For newspapers they could partner with Google or Yahoo, sharing in the revenue or charging for premium news and opinions. One more option would be using Ebook technology and making their printed content readily available for quick downloads to Kindles and similar devices for a fee. Along with revenue earned by advertising the fees charged would help off set the costs of printing the news content in ink. Publishing companies are taking advantage of the internet by investing more money in the Kindle and IPad and less money in bound books. Devices like the Kindle and Ipad have revolutionized how people read books or get their news. Ebook technology could be the answer to the publishing worlds prayers with their ever growing popularity. However for publishing companies to take advantage of that popularity they must develop a fee structure that will not just profit the device makers but them as well. By training their employees in internet technology, offering their content in multiple formats- printed or on digital demand viable business models could be developed by newspapers and book publishers. In order for printed newspapers or bound books to survive the impact of the internet, publishers must be willing to accept that the newspaper of yesterday is gone along with the bound book. They have been replaced by faster, easier, and more condensed ways to deliver their content to the consumer. If newspapers and publishers can continue to figure out ways to cut the costs of printing and continue to think of innovative ways to receive fees for the content they deliver they just might be able to survive. No matter how fast or convenient it becomes to access the news or to acquire an Ebook, the feeling of cuddling up with a book with its pages marked and worn or the comfort the printed newspaper brings us at the breakfast table can not be replaced and those things are worth saving.